You should know that while I love diving into all things Financial Independence including budgeting, investing, and even some relevant tax information, I am not a financial advisor, portfolio manager, or CPA. The information I provide on this site is not financial, investing or tax advice. The information on this website is my journey and is for informational and entertainment purposes only. Any investment products mentioned (ETFs, index funds, etc.) are for illustrative purposes only. I am not recommending that you buy, sell, or otherwise transact in any of the products mentioned. I discuss what works for me, in my situation, but you should be sure to do your own due diligence before making any financial decisions. Please remember that past performance does not guarantee future returns. Some content may contain affiliate or referral links. Please know that I only discuss credit cards, services, items or apps that I personally use and love. Unless explicitly noted otherwise any references to services or products are unpaid and unsponsored.